CapitalSource Inc. (CSE)

BUSINESS SUMMARY

CapitalSource is a leading commercial lending, investment and asset management business focused on the middle market operating through three focused lending businesses: Structured Finance, Healthcare and Specialty Finance and Corporate Finance. Headquartered in Chevy Chase, MD, CapitalSource has a national network of offices in cities including Atlanta, Boston, Buffalo, Chicago, Dallas, Los Angeles, Nashville, New York, Philadelphia, St. Louis and San Francisco.CapitalSource was founded in 2000 in response to a change in the banking industry that created the opportunity for a large-scale commercial finance company. Given the consolidation and significant growth of banks, it recognized that they would increasingly view high-touch, middle market finance as less strategic. Based on their experience, that they had the blueprint for a better lending model. That model emphasizes speed and execution, deep industry or sector expertise, unforgiving credit standards that incorporate a dual-track underwriting approach and a full embrace of technology.